Vicki Swann

Independent Financial
Advice and Planning


CII Financial Planner Chartered West Country Financial
Have you got questions about what a Chartered Financial Planner could do for you? Email me.
West Country Financial


I'm Vicki Swann - an Independent Chartered Financial Adviser offering my clients a friendly, down to earth service for advice on Mortgages, Insurance, Investments, Savings, Retirement and IHT Planning.

The most important part of my job is to listen to your needs. By getting to know you and understanding your plans I can offer my expertise to advise and arrange a suitable solution to help meet those needs.

How can I help?

Investments & Savings

Putting money aside for a rainy day... or a sunny one.

Whether you are planning for your families' future or education fees, wanting to save for a long and happy retirement or would simply like to build a nest egg for future adventures, I can help you with a truly independent and personalised approach to choosing the best way to achieve your plans.

By taking the time to understand what matters to you and what you desire, I can deliver advice that will be matched to your needs and hopefully grow your wealth to allow you to enjoy your life to the full.

Specialist Pensions Advice
(Final Salary Schemes)

Do you have a Company Pension - Final Salary scheme and are you considering a transfer to a Personal Pension instead?

As a Specialist Pensions Adviser I can review and assess a clients' circumstances and pensions. I provide my clients with a clear understanding of the different benefits and drawbacks for each type of pension and advice on the right option for each client.


Home Sweet Home.

One of my favourite aspects of providing Mortgage Advice is being able to help clients by giving them the opportunity to buy the home they really want.

I ensure you have a mortgage that is right for you whether you are a first time buyer or an experienced landlord; and make sure you have someone to come to with any questions you may have along the way.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

As we are independent mortgage brokers, you-the client can choose how we are paid for arranging mortgages. We can either be paid a fee, usually 0.5% of the loan amount subject to a minimum fee of £500 or a fee of £250 plus commission direct from the Lender.

Retirement Planning

Providing a source of income to live on in retirement.

The good news is - we are all living longer lives. Planning how we will fund those years when we stop working for good and 'retire' is at the heart of good financial planning. I work with my clients to understand their plans for retirement and help them to know how much they will need to enjoy life and how much they will need to save to achieve this.

Tax Planning

Managing your wealth to make the most of it during your lifetime and passing it on to those you love, on your death.

With Inheritance tax planning I assist clients to invest tax effectively both during their lifetime and also to provide the opportunity to pass on their wealth tax efficiently on death.

The Financial Conduct Authority does not regulate taxation and trust advice and some aspects of buy to let mortgages.


Having financial peace of mind.

Providing advice on a wide range of insurance for individuals, families and businesses gives me the opportunity to tailor these products to meet clients' needs and give them peace of mind that they are financially protected; knowing that they and their family can continue to maintain their standard of living whatever life brings.


"Vicki has done an awful lot of work with me... with complete professionalism. It is reassuring to see her knowledge of Financial Planning... she tells me what I need to know and she brings in other people as required, all of which I found very comforting." RS, Tavistock
"I have used Vicki to arrange my pensions for both me and my wife Lisa. Vicki's service was very prompt and reliable and she went out of her way to find the right pension for both of us. I would recommend Vicki to all my friends and family." MH, Plymouth
"Thanks for all your help, it's so nice to chat to someone who explains things so well and doesn't make me feel totally clueless! I had spoken to a few Advisers before you and I didn’t get a good vibe... I'm so glad our paths crossed." EM, Newquay
"Thank you so much Vicki for all the work you have done for me and for your kind, unfailing patience in explaining the mindbogglingly tricky world of CGT to me." JR, Torquay
"Dear Vicki, Just a little note to thank you for all your work and help getting our property bought on time. You've changed my view of financial advisers." PW, Helston

Get in touch...

Vicki Swann

FPFS, Certs CII (MP & ER)
Chartered Financial Planner

Phone: 01579 389648
Mobile: 07760 237605

West Country Financial, Kilworthy Park
Drake Road, Tavistock, Devon, PL19 0BZ

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